Credit Card: How To Protect It

Quite practical when it comes to shopping, credit cards are a much sought-after target of the so-called friends of others. Know some of the care you must have to prevent your theft or fraudulent use.

If your card has RFID technology, you can enhance its protection by holding it in RFID-blocked wallets or wallets, which help prevent remote data copying.

Frequently check your account and check the statement regularly for suspicious transactions, and whenever you become aware of unusual moves or mistakes, immediately contact the credit institution or bank issuing the card.

 

Do not facilitate

Do not facilitate

Do not share your credit card number in social networks, email or phone, even if it is by private message, nor the photo of the same.

Before performing any online operation (Internet), activate the 3DS service free of charge).

Also avoid storing card data in your online store accounts; prefer to enter the data for each purchase. Consider as exceptions only those services that require periodic (monthly, for example) payments.

Pay with online card only on secure and known sites. Do not conduct operations on suspicious-looking or awakening sites. Always be suspicious of sites that require your credit card number at the registration stage, especially if you are not making any purchases.

Do not proceed with online purchases if the site does not display the lock symbol at the time of the transaction.

 

Spoil it a little

Spoil it a little

When you receive a new card, destroy the old one, often still valid, before you throw it away. Cut it with scissors or undo it into a document destroyer. Also tear the letter with the PIN code and discard it after memorizing it. For security reasons, you should change your original PIN as soon as you receive the definitive card and its PIN, and you should never have the definitive card and the PIN together.

 

Traveling

Traveling

When traveling abroad, inform the credit institution or bank issuing the card of the destination and the time period involved. In addition to increased security, it still avoids seeing your card locked, a common procedure of these institutions and that obliges the cardholder to contact them to regularize the situation and authorize the use of it.